Fixed Deposits (FDs), Non-Convertible Debentures (NCDs), and Bonds are low-risk and steady-return investment options that help you grow your money safely.
These instruments are ideal for investors who want capital protection, guaranteed returns, and predictable income.
✔ Fixed Deposits (FDs)
A secure investment offered by banks and NBFCs where your money earns guaranteed interest for a fixed period.
Perfect for conservative investors looking for stability.
✔ Non-Convertible Debentures (NCDs)
NCDs are corporate debt instruments that offer higher interest rates compared to FDs.
They provide fixed, regular income with defined maturity.
✔ Bonds
Government or corporate-issued bonds that provide steady returns, high safety, and predictable payouts over time.
1️⃣ Guaranteed & Predictable Returns
Know exactly how much you’ll earn at maturity.
2️⃣ Low Risk – High Safety
These instruments protect your capital and offer stable growth.
3️⃣ Regular Income Options
Monthly, quarterly, or annual interest payout options available.
4️⃣ Ideal for Retirement & Long-Term Planning
Helps create a dependable income stream for your future.
5️⃣ Perfect for Risk-Free Diversification
Balances your portfolio with safe, fixed-income instruments.
6️⃣ Tax-Saving Benefits (Selected Options)
Certain bonds and FDs provide tax benefits under Section 80C.
✔ Bank Fixed Deposits (FDs)
Safe and reliable with flexible tenure and guaranteed interest.
✔ Corporate Fixed Deposits
Higher returns with reputable companies and NBFCs.
✔ Secured & Unsecured NCDs
Higher interest rates with fixed maturity and repayment terms.
✔ Government Bonds
Highly secure instruments backed by the Government of India.
✔ Tax-Free Bonds
Interest earned is exempt from tax (as per laws).
✔ RBI / PSU Bonds
Best for stability and long-term fixed income.
✔ Salaried professionals
✔ Business owners
✔ Senior citizens
✔ Conservative & risk-averse investors
✔ Anyone looking for safe and assured returns
✔ Investors planning retirement or steady income
FDs, NCDs, and Bonds provide the perfect balance of security + growth.
They help you protect your savings and enjoy predictable income without market risk.
Contact Prisha Finserv to start your safe investment journey today.